Agents and brokers find themselves dealing more and more with excess and surplus lines carriers, not only for specialized risks, but also for standard personal and commercial accounts abandoned by admitted carriers as they retreat from certain lines, territories, and classes of business.

This presentation will address the unique challenges of working with E&S carriers, including:

• The use of divergent and non-standard policy forms
• The role of E&S brokers as intermediaries between producers and underwriters
• Varying arrangements regarding authorization to quote and bind coverage