With few exceptions, Workers' Compensation Rates have declined across the country for the past several years. As a result, many employers have become complacent, and agents report "there is not any pain in work comp." Nothing could be further from reality. Employers face increasing risks of financial ruin from their workers' compensation insurance program. Agents must keep their eye on the ball. Significant risks and opportunities are arising from Workers' Compensation Insurance.

In this session, participants will learn:

• The greatest risk and cost to employers arising from an employee injury.
• The most likely situations that cause a work comp claim to be denied, and how to prevent them.
• Increasing risks arising from the medical system and how to reduce them.
• Measurements and benchmarks critical to success.