Risk-Proof Your Business

By Michael Gay and Patrick Wraight

Expert Insights to Navigating and Managing Business Risks

Risk Proof Your Business - The Complete Guide to Smart Insurance Choices

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Hardcover $39 .99

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About the Book

Insurance can be a critical factor in your business's success, yet it often seems complex and overwhelming. In "Risk-Proof Your Business: The Complete Guide to Smart Insurance Choices," experts Michael Gay and Patrick Wraight offer valuable insights to help you understand and navigate the world of business insurance.

As a business owner, you’re well aware of the inherent risks that come with running a company. This guide will clarify these risks and illustrate how the right insurance can help you manage them effectively.

Insurance isn't just a requirement or a checkbox for your contract—it’s a strategic tool. It safeguards you from the potentially devastating financial impacts of unexpected events, like property damage or liability claims. With the right coverage, you can ensure that setbacks won’t derail your business, allowing you to focus on what matters most: growing and running your company.

Michael Gay and Patrick Wraight have been insurance practitioners for over 50 years combined. They have worked in several roles, including agent, underwriter, trainer, and consultant.

Reviews and
Testimonials

Don't take our word for it! Although the book isn't out yet, it has already recieved praise and recognition from those in the industry.

Running a business requires wearing many hats and being knowledgeable about many facts of business. Accounting, regulation, employee management, and on and on. What often gets ...

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Christopher J. Boggs
CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS
Boggs Risk & Insurance Consulting
President and Chief Consultant

The authors have produced a wonderful guidebook for anyone who wants to become a savvier insurance consumer. They present many concepts of commercial insurance in terms easily ...

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E. Stuart Powell, Jr.
MA, CPCU, CIC, CLU, ChFC, ARM, AMIM, AAI, ARe, CRIS
Lundy-Fetterman School of Business, Campbell University
Adjunct Professor of Risk Management and Insurance

Co-authors Gay and Wraight offer a clear and accessible guide to understanding risks and insurance. While risk is an inherent part of life, many fail to grasp the impact of ...

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Dr. Michelle Flynn Osborne
MBA, CIC
Lundy-Fetterman School of Business, Campbell University
Director of Risk Management /Associate Professor

In their Ultimate Business Owner’s Guide to Practical Risk Management and Insurance, Michael Gay and Patrick Wraight provide a concise, highly readable, and practical ...

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Kevin Quinley
CPCU, ARM
Quinley Risk Associates
President

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About the Authors

Michael Gay is an InsuranceSpeak® translator, helping others understand insurance policy jargon and procedures and practices of the P&C insurance industry. He is an Expert Witness and Litigation Consultant in property and casualty coverages and consults on agent and broker “Best Practices”. He has more than four decades of experience in varying roles including founding several retail insurance agencies and managing general agencies; working for several well-known MGAs and insurance companies; and most recently serving as the National Insurance Sales Manager for an international truck and construction equipment manufacturer.

One of his passions is insurance education and has been teaching continuing education courses for nearly 35 years. Michael has authored nearly 100 course guides and workbooks.

He has earned the designations of AAI, AAI-M, AIS, ARM, ARM-P, CIC, CPCU, CRIS. (More information can be found at LinkedIn/in/michaelwgay.)

Patrick leads the charge at Insurance Journal’s Academy of Insurance, where he brings together his deep industry know-how and love for teaching. He kicked off his insurance career as a commercial underwriter for an MGA, focusing on niche markets like fire departments, ambulance companies, and home medical equipment dealers. It didn't take long for him to discover his knack for educating others, and soon he was designing and rolling out a new underwriter training program.

He then took his talents to one of Florida’s largest property insurers, where he grew from an underwriter trainer to a learning consultant. In this role, Patrick enjoyed the challenge of developing custom training solutions and helping clients solve their unique learning puzzles.

Patrick has written numerous articles for Insurance Journal and My New Markets and is the co-author of Risk-Proof Your Business - The Complete Guide to Smart Insurance Choices. As a sought-after speaker, he’s shared his insights multiple times at In2Risk and at various insurance industry events nationwide. He is a collector of industry designations, including CPCU, ITP, CIC, CRM, CISR, AU, and AINS—an alphabet soup that highlights his dedication to lifelong learning.

When he's not immersed in the world of insurance, Patrick loves hitting the road with his bride, spending time with his family, and helping his adult sons navigate the rollercoaster ride of adulthood.

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