Despite two recent Supreme Court decisions regarding any potential mandate for vaccines, the challenge for employers remains. As we know, EPLI is designed to respond when an employee alleges certain adverse causes of action have been taken against them such as discrimination, harassment, and/or wrongful termination by their employer. So, knowing such, what if:

• An employee becomes infected with Covid at their workplace - will the EPLI policy respond?
• What if an employer requires all of their production employees to be vaccinated due to the proximity of their work to other employees - but does not require the same for the managers. Does EPLI respond?
• What about the employer who mandates vaccines for all. Does the employer have the right to discharge the non-compliers?  If so, will their EPLI policy respond?

We'll look at these three specific situations and other potential areas of concern for the agent/broker, insured, and insurer.