We'll review the 2018 PAP and compare the key changes to it as they differ from the long used 2005 ISO PAP.  Some are significant, some not so much - but if they apply to you or your customer then they are significant.

Here's what we'll learn:

• How many days does an insured have to report a "newly acquired vehicle"?
• Is there coverage if the insured loses their $473 key fob?
• Is the customr equipment on the insured's pickup truck covered?