Commercial Property & Casualty
A Few of Our Favorite Endorsements - CGL Edition
Casey Roberts and Academy Director Patrick Wraight get together again to discuss some of their most (and least) favorite endorsements for the ISO CGL policy. Join us as they discuss the reasons certain risks need these endorsements and why they might try and avoid some of them.
Paying the Bills After the Storm
What's harder on a business? The roof blows off (or burns off) or the lost income for the three months it takes to replace it?
Cash is the life of a business and when there's a property loss, the business often can't operate properly to generate income. That's where Business Income coverage comes in. Join us as Patrick Wraight brings us a session on the basics of Business Income coverage.
The Six Most Important Insurance Decisions of 2022: A Hexagonal Survey
Join us for a fast-paced hour that looks at significant decisions within the property and casualty insurance segment in the last year. Addressing everything from application issues to pollution coverage questions, with a smattering of exclusions and definitions thrown in, the cases in the last twelve months are varied and influential for everyone in the industry.
PFAS: What's the Big Deal?
PFAS are the chemicals that are forming the next wave of major claims. They have been found around the world and we need to know about them. Join us as Brenda Wells brings us up to speed on this timely and important topic.
Avoiding Underinsurance in Building Property Coverage
When you tell the insured that they have replacement cost coverage on their building, what do they think you mean? They think that means a brand new building in place of the old one if something happens. But is that really what it means? No. Join us as Joe Harrington helps us to understand property valuation, what replacement cost really means, and what can be done to make replacement cost mean what we think it means.
5 Reasons "Your Work" Isn't Covered
The exclusions on the CGL coverage form can be confusing, especially when you consider that sometimes it looks like there are exclusions for things that should be covered. Join us as Academy Director Patrick Wraight makes sense out of several exclusions that apply to the work that your clients are doing and the products that they are selling.
Is THAT Covered on Your Farm Liability Form?
Farm liability is a complicated mix of personal liability exposures and commercial liability exposures. Then you add the growing agri-tainment, agri-tourism, and agri-business sectors, and the question becomes, do we have coverage for that? Whether inviting people on the premises for a you-pick or tractor rides (please don't), or there is a farm market on site, current farm exposures aren't what they used to be. Join us as Casey Roberts brings us this session designed to help insurance pros understand, underwrite, and cover the risks of today's farms.
Risk and Insurance for Educational Institutions
As the costs and consequences of education escalate, educational institutions at all levels operate under intense scrutiny as they face a rapidly growing web of property and liability risks. At the most basic level, the COVID-19 pandemic gave at least temporary impetus to suits against schools for "failure to educate."
Join us as Joe Harrington brings this session, designed to bring the risk management issues to light within the education space.
Getting Small Businesses to Understand and Buy Cyber
Cyber insurance is a mystery to many in the insurance world. How much more mysterious is it to an insured who only buys the insurance that they are convinced that they absolutely need, or at the very least the insurance that someone somewhere is making them buy? Join us as Kevin brings his signature style to this fast-paced hour all about helping people understand why they need cyber coverage.
Specialty Lines Insurance - Coverage or Money for Nothing?
There is a way to win against the sell more model. There's the service better model. Join us as Fred Fisher helps us to discern the potential issues that can arise in specialty lines policies and as you identify those issues, you can better serve the clients and keep them longer.