Commercial Property
Broke as a Joke in 2024: Commercial Property Edition
The unendorsed commercial property policy leaves a lot to be desired. There are coverage gaps and valuation issues. Join us as Kevin Amrhein helps us to understand how to help insureds not be broke as a joke.
Challenges in New and Old Multi-Unit Housing
Multi-unit housing risks are complicated in part because of the integration of the risks between the landlord or building owner and the residents. Join us as Joe Harrington brings this session to simplify the complicated nature of these risks.
Paying the Bills After the Storm
What's harder on a business? The roof blows off (or burns off) or the lost income for the three months it takes to replace it?
Cash is the life of a business and when there's a property loss, the business often can't operate properly to generate income. That's where Business Income coverage comes in. Join us as Patrick Wraight brings us a session on the basics of Business Income coverage.
Avoiding Underinsurance in Building Property Coverage
When you tell the insured that they have replacement cost coverage on their building, what do they think you mean? They think that means a brand new building in place of the old one if something happens. But is that really what it means? No. Join us as Joe Harrington helps us to understand property valuation, what replacement cost really means, and what can be done to make replacement cost mean what we think it means.
Inland Marine Insurance: Why it Stands Out
Inland marine insurance is a unique line of coverage in that it addresses disparate "classes" of risk, most of them quite different from each other.
This session will review the origins and evolution of inland marine coverage, then describe how it has become one of the most consistently profitable lines of insurance for producers and carriers willing to invest in the expertise required to effectively write coverage and implement loss control in the various classes.
Join us as Joe Harrington helps us to understand one of those lines of business that we deal with, but we don't always get it.
Actual Cash Value: How to Define an Undefined Term
Everyone in insurance knows about actual cash value, right? The term is all over the place and we all think we know what it means, but what does it really mean in practice today? Join us as Crystal Uebelher brings this session and helps us to question what we know and answer the question, what is actual cash value, really?
Calculating Debris Removal and Replacement Cost
In the best of times, determining replacement cost and necessary debris removal expenses is difficult. 2021 has not been the best of years when it comes to supply chain, labor, and other costs associated with rebuilding.
Join us as Joe Harrington helps us to navigate this topic.
A Few of Our Favorite (and Least Favorite) Commercial Property Endorsements
In this conversation, Academy Director of Education, Patrick Wraight is joined by Friend of the Academy, Casey Roberts. The topic? Endorsements.
We get a look into the minds of these two insurance nerds as they discuss and debate their favorite (and least favorite) commercial property endorsements.
This is certain to be appointment viewing as they discuss endorsements and take your questions.
Fire Legal Liability vs. Legal Liability Coverage Form
Understanding the differences between these two coverage topics is very important to your client, especially if they end up having a loss that would be covered under one yet excluded under the other. We'll make certain that we understand what is "legal liability" and how it could apply given both of these coverages.
Join us as Casey Roberts helps us to understand the differences between these two coverage topics so that you can help your clients make informed choices.
Commercial Property Master Class - Selected Endorsements
We know that the ISO Commercial Property Policy includes an exclusion for ordinance or law. Did you also know that there is an endorsement designed to provide the coverage to fill this exclusion? Did you also know that you can endorse flood as a covered cause of loss onto the commercial property policy? Join us as Academy Director, Patrick Wraight helps us with these and other endorsements.