There are close to two million rental cars in the U.S.  People rent these cars, seldom with a thought about insurance coverages. This class examines various rental car contracts to point out what renters are agreeing to when they rent, analyzes the "protection" offered for sale by rental car firms, and then analyzes the coverage provided under the PAP and BAP.  Coverage questions about rental cars have to rank in the "top 10" questions customers ask.  This class provides answers to those questions, often with alarming answers.  There really is much more to renting a car than driving away from the lot.

After this session, participants will be able to:

• Describe how the business auto policy deals with rental cars.
• Determine whether an employee is an insured on the business auto when renting a car on business.
• Identify how the personal auto policy deals with damage to rental cars.