The question of whether coverage exists or not is largely hypothetical until the claim is filed. Once the claim comes in, it's too late to consider whether the policy will respond in the way that the insured hopes it will. In this session, we will examine several actual claims and how the Business Income policy responded to them. We will explore how the Business Income policy will respond to Civil Authority; Dependent Properties; and Extended Periods of Indemnity (among other issues).

You'll come away understanding the following:

• What actually triggers Civil Authority coverage?
• What actually triggers Business Income and Extra Expense coverage?
• What is a Dependent Property and is there coverage if something happens there?
• Why should you consider Extended Periods of Indemnity?