Valuing commercial insurance claims arising over the next several years will involve addressing how the COVID-19 pandemic affects the insured's recovery.  Both pandemic-induced shifts in consumer and corporate behaviors and the varied nature of economic and financial impacts can diminish or increase the value of a claim depending on the industry in which it originates.  Undoubtedly, insureds and their adjusters will develop theories casting the pandemic's influence on their recovery, whether adverse or favorable, to their best advantage. In this fast-paced session, you will hear from an expert in forensic economics and the other is an experienced insurance coverage attorney.

By the end of this session, you should be able to:

• Describe ways COVID-19 may complicate the valuation of future business interruption, CGL, and other claims.
• Identify attempts to gerrymander the effects of COVID-19.
• Contrast business interruption coverage before and after COVID-19.
• Discuss key areas of dispute related to insurance contracts.
• Discuss decisions favoring policyholders.
• Describe considerations for underwriters and risk managers related to certain business interruption endorsements.