Patrick Wraight
Patrick leads the charge at Insurance Journal’s Academy of Insurance, bringing together his deep industry know-how and love for teaching. He began his insurance career as a commercial underwriter for an MGA, focusing on niche markets like fire departments, ambulance companies, and home medical equipment dealers. It didn't take long for him to discover his knack for educating others, and soon he was designing and rolling out a new underwriter training program. He then became a trainer at one of Florida’s largest property insurers, training underwriters, agents, and claims professionals.
Patrick has written numerous articles for Insurance Journal and My New Markets and is the co-author of Risk-Proof Your Business - The Complete Guide to Smart Insurance Choices. As a sought-after speaker, he’s shared his insights multiple times at In2Risk and at various insurance industry events nationwide. He is a collector of industry designations, including CPCU, ITP, CIC, and CRM, an alphabet soup that highlights his dedication to lifelong learning.
When he's not immersed in the world of insurance, Patrick loves hitting the road with his bride, spending time with his family, and helping his adult sons navigate the rollercoaster ride of adulthood.
No. We're Not Insuring Your Building for What You Paid for It.
What's the difference between replacement cost and market value? Can I simply insure this building for the mortgage amount? What do you mean, there might be a coinsurance penalty? These are some of the questions that Patrick is going to try and answer in this session. Join us and find out what valuation and coinsurance are all about.
You Can't Read Insurance Policies Like Anything Else
Insurance policies are hard to read. We all know it and we all act like they aren't, especially when a customer asks us a "simple" question. You can't just grab a policy and start reading page one and read all the way through. It jumps around and you have to know where to jump with it. Join us as Patrick brings us his top guidelines for how to read an insurance policy and more importantly, the simplest ways to explain the policy to your customers.
COPE and Commercial Property
The principles behind property underwriting have been consistent from the very beginning of property insurance. In this two-part series, we will explore what these principles mean to you, whether you're an agent, an underwriter, or a risk manager. Join us as we learn to better "COPE" with property risks.
Insuring Stuff - A Quick Homeowners' Flyover
In one hour, we'll take a flyover of the property section of the homeowners' policy. Buckle in.
Basic Personal Insurance Course- 8 part series
Our Basic Personal Insurance Course is a four-week course in eight sessions designed to provide a new insurance professional with the basics of a career in P&C insurance, focused on the personal lines area in our business.
The CGL's Other Coverages
There's more to the CGL than BI & PD. This session will focus on Coverage C (Medical Payments) and the oft forgotten Coverage B (Personal and Advertising Injury).