Patrick Wraight
Patrick leads the charge at Insurance Journal’s Academy of Insurance, where he brings together his deep industry know-how and love for teaching. He kicked off his insurance career as a commercial underwriter for an MGA, focusing on niche markets like fire departments, ambulance companies, and home medical equipment dealers. It didn't take long for him to discover his knack for educating others, and soon he was designing and rolling out a new underwriter training program.
He then took his talents to one of Florida’s largest property insurers, where he grew from an underwriter trainer to a learning consultant. In this role, Patrick enjoyed the challenge of developing custom training solutions and helping clients solve their unique learning puzzles.
Patrick has written numerous articles for Insurance Journal and My New Markets and is the co-author of Risk-Proof Your Business - The Complete Guide to Smart Insurance Choices. As a sought-after speaker, he’s shared his insights multiple times at In2Risk and at various insurance industry events nationwide. He is a collector of industry designations, including CPCU, ITP, CIC, CRM, CISR, AU, and AINS—an alphabet soup that highlights his dedication to lifelong learning.
When he's not immersed in the world of insurance, Patrick loves hitting the road with his bride, spending time with his family, and helping his adult sons navigate the rollercoaster ride of adulthood.
Named Insured, Additional Insured? Who Really Is An Insured?
Liability policies deal with an unnamed third-party who submits a claim for damages that happened because of something that an insured is responsible for. So that means that we need to be able to identify who qualifies as an insured since it can be complicated.
Join us as Academy Director, Patrick Wraight, brings this next session of the New To Insurance series, all about who is an insured on a CGL policy.
What Could Possibly Go Wrong? The Liability Exposures Businesses Face
It doesn't matter what the business is, something could go wrong. Someone can slip and fall. A customer calls because the lawn care team ran over and destroyed six sprinkler heads. And the list goes on from there. This session is all about what could go wrong and how businesses and their trusted insurance professionals can identify what can go wrong before they even have conversations about the insurance that they might need.
Join us as Academy DIrector, Patrick Wraight brings this New To Insurance session.
Property Insurance Concepts and Terms Part 2
Insurance has a language all its own. Many of us simply smile and nod when we don’t understand a term. Some are ambitious enough to try and remember the terms they didn’t know and look them up later. A few brave souls will actually ask what an unfamiliar term means. We intend to begin to de-mystify the insurance language in this session.
Join us as Academy Director, Patrick Wraight brings the second part of a two-part introduction to these critical insurance concepts and terms.
Property Insurance Concepts and Terms Part 1
Insurance has a language all its own. Many of us simply smile and nod when we don’t understand a term. Some are ambitious enough to try and remember the terms they didn’t know and look them up later. A few brave souls will actually ask what an unfamiliar term means. We intend to begin to de-mystify the insurance language in this session.
Join us as Academy Director, Patrick Wraight brings this first of a two-part introduction to these critical insurance concepts and terms.
Mobile Homes, Farms, and Floods. Insuring Higher Risk Property
Some property is just more difficult to insure than others. Mobile homes are a great example. They aren't just like a "stick-built" house. On top of that, some causes of loss aren't as easy to insure, or at least that's what some believe. Check out this session to learn more about flood, farms, and mobile homes.
Navigating the Waters of Inland Marine Insurance
Just when you think you're starting to get the language, we're going to introduce the inland marine policy to you. It has nothing to do with navigating the Mississippi river or the Erie Canal. It turns out that it's another property policy, but it's a really interesting kind of policy. Here's a fun fact, inland marine policies don't always tell you that they're inland marine policies, but they do cover property differently than other policies.
Join us as Academy Director, Patrick Wraight brings you this introduction to the versatile world of inland marine insurance. No life vest required.
Protecting Your Buildings, Your Stuff, and Your Money
Insurance is a world all of its own and when you're new to the business, it takes a while to get used to the words we use, the letter and number combinations that we come up with (and people seem to just understand), and all the other stuff that doesn't make much sense.
Join us as we begin a new series of classes designed to help the new insurance person navigate this new world with confidence. In no time, you'll know the differences between a building and personal property coverage form and a builders' risk coverage form. You'll even understand the differences between an open perils policy and a named perils policy and you'll understand why the phrase "all-risks" makes Patrick twitch.
Join us as Academy Director, Patrick Wraight, dives into the world of commercial property policies.
HO and DP. Two Ways to Handle a Dwelling
Insurance is a world all of its own and when you're new to the business, it takes a while to get used to the words we use, the letter and number combinations that we come up with (and people seem to just understand), and all the other stuff that doesn't make much sense.
Join us as we begin a new series of classes designed to help the new insurance person navigate this new world with confidence. In no time, you'll know your DP from your HO. You might even understand why some of the people in the office keep talking about a fire policy. Academy Director, Patrick Wraight will walk us through these personal lines policies so that you can help your clients better insure their risks.
HO-14: More Than a Mature HO-4
Have you ever looked at an HO-4 and thought that if you could, you would change a few things? Well, ISO decided to do that and created the HO-14 form instead. Join us as Academy Director, Patrick Wraight brings a new session all about this new form.
Business Income Limits and Coinsurance
If only you could just always get that 24 month actual loss sustained, right?
It doesn't always go that way and we are well aware of that.
Join us as Academy Director, Patrick Wraight brings a quick session about setting business income and extra expense limits and dealing with coinsurance in business income.